AEPS – Aadhaar Banking

Convert your store into an Aadhaar ATM and let customers bank securely with just a fingerprint.

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Aadhaar Enabled Payment Services AEPS

What is AEPS?

Aadhaar Enabled Payment System (AEPS) is a bank-led model that allows basic banking transactions using the Aadhaar number and fingerprint authentication. An exepresspay.in agent can convert their store into an "Aadhaar ATM" and let customers safely withdraw cash, check balance, get a mini statement and make payments — using only their Aadhaar card and thumb impression. Agents earn a high commission on every transaction.

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Services Under AEPS

Cash Withdrawal

Customers withdraw cash from their Aadhaar-linked bank account.

Balance Enquiry

Instant account balance check with fingerprint authentication.

Mini Statement

View recent transactions of the linked bank account on the spot.

Aadhaar Pay

Accept payments from customers directly using Aadhaar & fingerprint.

  • High, real-time commission on every AEPS transaction
  • Works with any bank — customer only needs an Aadhaar-linked account
  • No need for a card or PIN — only fingerprint authentication
  • Ideal for semi-urban and rural areas with limited ATM access
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80+
Districts Covered
1Lac+
Retail Touch Points
6Lacs+
Monthly Unique Customers
4Cr+
Daily Transaction Volume